Short version: We collect only what we need to show you your retirement plan. We never sell your data. You can delete it anytime. Full details below.
RetirePro.in ("RetirePro", "we", "us", "our") is an online retirement planning platform based in Kalyan, Maharashtra, India.
RetirePro provides free retirement calculators and educational content to help Indian citizens plan their financial futures. We are not a bank, insurance company, or SEBI-registered investment advisor. Our calculators provide projections for informational purposes only.
Registered Address: Kalyan, Thane District, Maharashtra — 421301, India.
We collect the minimum data necessary to provide you with a personalised retirement projection.
| Data Point | Why We Need It | Is It Required? |
|---|---|---|
| Full Name | To personalise your retirement plan output | Yes |
| Date of Birth | To calculate your current age and years to retirement | Yes |
| Retirement Age | To calculate your retirement horizon | Yes |
| Monthly Income (₹) | To project your corpus needs | Yes |
| Monthly Expenses (₹) | To calculate post-retirement income requirement | Yes |
| Monthly Savings / SIP (₹) | To calculate your current savings trajectory | Yes |
| Existing Investments (₹) | To factor in current corpus | No (defaults to 0) |
| Expected Return (% p.a.) | To project growth on investments | Yes (pre-filled default provided) |
This data is collected via Google Analytics and is used only for improving the product. It is not linked to your personal retirement data.
| Purpose | Data Used |
|---|---|
| Generate your retirement corpus projection and plan | All calculator inputs |
| Save and display your plan when you log in | Calculator inputs + email |
| Send your plan to your email (if you request it) | Email address + plan data |
| Send educational content about retirement planning (only if you opt in) | Email address |
| Improve calculator accuracy and user experience | Anonymised, aggregated usage data |
| Comply with legal obligations | As required by law |
We do NOT use your financial data for advertising profiling, credit scoring, or any automated decision-making that affects you legally.
RetirePro processes your personal data under the following legal bases as defined in the Digital Personal Data Protection Act, 2023 (DPDP Act), which governs the processing of digital personal data in India:
As a Data Fiduciary under the DPDP Act, we are responsible for ensuring that your personal data is processed lawfully, fairly, and transparently.
We do not sell, rent, or trade your personal data.
We share data only with trusted service providers who process it strictly on our behalf:
If you voluntarily request a free retirement review by clicking "Talk to an Expert", you consent to sharing your contact details with the RetirePro expert team. This sharing only happens upon your explicit request and click.
We may disclose your data if required by a court order, government authority, or applicable Indian law, after taking all reasonable steps to notify you unless prohibited.
| Data Type | Retention Period |
|---|---|
| Guest calculator submissions (no account) | Not stored server-side. Calculated and displayed in-browser only. |
| Guest plan-email requests | Email address, IP address, plan snapshot, and consent record are deleted automatically after 30 days. Marketing email consent remains until you unsubscribe. |
| Saved plans (logged-in users) | Until you delete your account or request deletion |
| Email address (newsletter opt-in) | Until you unsubscribe |
| Payment records | 7 years (as required by Indian tax law) |
| Analytics data | 26 months (Google Analytics default, anonymised) |
We implement industry-standard security measures to protect your data:
While we take all reasonable precautions, no system is 100% secure. In the event of a data breach that poses a risk to you, we will notify you and the relevant authority as required under the DPDP Act.
As a Data Principal (i.e. the person whose data we process), you have the following rights under the DPDP Act:
To exercise any of these rights, email us at support@retirepro.in or use the contact details in Section 12. We will respond within 30 days.
We use the following types of cookies:
We do not use advertising cookies or third-party tracking pixels.
RetirePro is not intended for use by persons under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has submitted data through our platform, please contact us immediately at support@retirepro.in and we will delete it promptly.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable law. When we make material changes, we will:
Continued use of RetirePro after changes constitutes acceptance of the updated policy.
For any privacy-related queries, requests to exercise your rights, or complaints, please contact our designated Grievance Officer:
If you are not satisfied with our response, you may lodge a complaint with the Data Protection Board of India once it is constituted under the DPDP Act, 2023.