Disclaimer

1. Nature of RetirePro Services

RetirePro.in is an online platform that provides:

• Retirement corpus projection calculators based on inputs you provide
• Educational articles about retirement planning concepts in India
• Illustrative scenarios for SIP, NPS, EPF, and related instruments

The calculator tool and educational content on RetirePro.in are provided as a free public service and do not constitute regulated financial advice.

2. Calculator Results Are Projections, Not Guarantees

All figures generated by RetirePro calculators (projected corpus, funding gap, recommended SIP amount, net worth trajectory, and all other outputs) are mathematical projections based on the assumptions you enter.

• Actual investment returns vary and cannot be predicted with certainty
• Inflation rates may differ from assumed values
• Tax laws, EPF rules, NPS regulations, and other statutory provisions are subject to change
• Life expectancy, health costs, and personal circumstances cannot be fully modelled by a calculator
• Market conditions, economic cycles, and geopolitical events may significantly affect investment outcomes

3. No SEBI Registration — Not Investment Advice

RetirePro.in and its operators are not registered with SEBI as Investment Advisers under the SEBI (Investment Advisers) Regulations, 2013. The content and calculator outputs on this platform do not constitute:

• A personalised investment recommendation
• A portfolio management service
• An offer or solicitation to buy or sell securities
• Tax advice or legal advice

For personalised investment advice, please consult a SEBI-registered Investment Adviser (RIA) or a qualified financial planner.

Statutory Warning: Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

4. Educational Content Disclaimer

Blog posts, articles, and guides published on RetirePro.in are written for general educational purposes. They:

• Reflect the author's understanding at the time of writing and may not be updated to reflect regulatory changes
• May contain illustrative examples using hypothetical numbers — these are not representations of actual returns
• Are not a substitute for professional financial, legal, or tax advice
• Should not be relied upon as the sole basis for any financial decision

5. Third-Party Links & References

RetirePro.in may contain links to third-party websites, government portals (e.g. EPFO, NPS Trust, AMFI), or financial product information. We do not endorse or take responsibility for the content, accuracy, or practices of any third-party website. Accessing third-party sites is at your own risk.

6. Limitation of Liability

To the maximum extent permitted by applicable Indian law, RetirePro.in and its operators shall not be liable for:

• Any financial loss or damage arising from reliance on calculator projections or educational content
• Any investment decisions made based on RetirePro content without independent professional advice
• Any errors, omissions, or inaccuracies in calculator outputs
• Service interruptions, technical errors, or data loss
• Any loss arising from market conditions or regulatory changes affecting projected returns

Your use of RetirePro.in is entirely at your own risk. The platform is provided "as is" without warranties of any kind, express or implied.

7. Governing Law

This Disclaimer and your use of RetirePro.in are governed by the laws of India. Any disputes arising out of or related to this Disclaimer shall be subject to the exclusive jurisdiction of courts in Thane District, Maharashtra, India.

8. Contact Us

If you have questions about this Disclaimer or require clarification on any aspect of RetirePro's services: